Home Loan Officer - Gesa Credit Union

About Us

Gesa Credit Union offers a wide range of home loan options, including Conventional Loans, FHA Loans, HomeReady® Loans, Zero Down and 3% down payment options for first-time buyers, Fixed-Rate Mortgages, Adjustable-Rate Mortgages (ARM), and Jumbo Loans. They also provide options for Land Loans and Construction Loans, as well as Home Equity Loans and Home Equity Lines of Credit (HELOCs) for those who want to use their home's equity.

First-Time Home Buyer Programs: Gesa offers specialized programs like a Zero Down Loan and a 3% Down Home Buyer Loan to help make homeownership accessible.

Fixed-Rate and Adjustable-Rate Mortgages: You can choose from fixed-rate options for stable monthly payments or ARMs, such as their 5/5 ARM which offers greater payment stability compared to annual adjustments.

Specialty Loans: They provide a 105% purchase loan that can cover down payments and closing costs, as well as Jumbo Loans for higher-value properties.

Home Equity Products: Gesa offers both Home Equity Loans and HELOCs, allowing members to borrow against their home equity.

Construction and Land Loans: If you're planning to build a new home or purchase land, Gesa has loan options to help finance those projects.

Other Options: The credit union also offers other financing solutions, including portfolio products, to meet various member needs.